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Take Control of Your Payables & Strengthen Your Cash Flow
Why Ignoring Your Payables Could Be Costing You More Than You Think

WELCOME TO ISSUE NO #044
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📆 Today’s Rundown
Hey 👋, hope you had a great week! In the last issue, we discussed why tracking Customer Attrition matters, and now we are moving with the first topic from Cash Flow & Expenses content, and today’s topic is:
AP Aging
Are Your Payables Quietly Killing Your Cash Flow?

Newsletter highlights
What is AP Aging? 🧐
Why this matters for your SaaS business? ⚠️
What should you do? 🎬
Exclusive Content Drop 🆓
What is AP Aging (and why should you care)?

Simply put, an AP Aging Report helps you track who you owe, how much, and when it’s due.
Instead of treating your payables like a black box, this report breaks them down into:
Vendor names, so you can see what supplier you owe.
Invoice details, so you can see invoice numbers and amounts.
Outstanding Amounts, so you can see unpaid balances.
Aging buckets (current, 30 days, 60 days, etc.), so you can see what’s due and what’s overdue.
Why this matters for your SaaS business
✅ Prevents cash flow surprisesKnow exactly when money is leaving your business.
✅ Keeps vendor relationships strong – Paying late can lead to higher prices or worse terms.
✅ Uncovers spending leaks – Find out which expenses might be creeping up unnoticed.
✅ Gives investors confidence – Messy AP = red flag for VCs who want to see financial discipline.
So, what should you do?
1️⃣ Run an AP Aging Report (today). If you don’t have one, start tracking payables by vendor and due date.
2️⃣ Set clear payment schedules. Know which invoices you can delay (strategically) and which must be paid ASAP.
3️⃣ Look for negotiation opportunities. If a vendor sees you’re organized, they may offer better terms.
This might not be the sexiest finance topic, but mastering your payables gives you the cash flow clarity you need to scale—without the surprise panic.
Got questions about optimizing your cash flow? Hit reply—I’d love to hear from you.
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Aleksandar Stojanovic
Founder of Fiscallion
Fractional CFO & FP&A Boutique Consultancy
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